Job Program

Job Program

Assistance for Job Creation/ Retention

Who is this for? This program is targeted to help businesses maintain employees who are most at risk of losing their jobs.

Up to $5,000 per job (max 4 jobs) — no fees, forgivable, conditions apply

Do you qualify?

The Job Creation/Retention Program provides funding for small businesses that have between two (2) to twenty-five (25) employees and will be creating new jobs or retaining existing positions.

The program is available to for-profit businesses located within Cumberland County (excluding Portland, Bridgton and Brunswick). Additional funds are available for South Portland businesses. 

The program provides loans up to $5,000 per job (up to four jobs) to businesses most impacted by COVID-19 that are in danger of closing, have laid-off workers, or have had to close temporarily. Applicants can request up to $20,000 ($5,000 per job, up to four jobs). The loan is forgivable if businesses utilize the funds to maintain, rehire, or create a specified number of jobs. 

To be eligible, retained or newly hired employees must be residents of the Cumberland Business Assistance Program Area (BAPA)* and meet HUD’s income eligibility (earning 80% of the area median income based on their town of residence). Business owners will be required to submit payroll documentation plus income verification and proof of residency for retained or newly hired employees.  

* BAPA includes all of Cumberland County, except Brunswick, Bridgton, and Portland

Download a flyer about this loan (PDF)

Applicants can send questions to

Apply here.

The Greater Portland Council of Governments and Cumberland County Community Development Office are partnering to help low and moderate-income small business owners and their employees during the COVID-19 pandemic. 

GPCOG has received a Community Development Block Grant (CDBG) award from Cumberland County to administer two forgivable loan programs: the Job Program, which assists in job creation and retention, and the Microenterprise Program, which helps business owners.